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Showing posts from November, 2016

Monthly Financial Snapshot: November 2016

You can also track my all-time progress on the aptly-named Current Progress page. Excitingly, I had to adjust the vertical scale this month because my net worth has (literally) gone off the chart!


Nov-16CommentsRent$765.00$750 for rent + $15 in fees for Plastiq in order to pay via credit cardInternet$60.92Internet is kind of expensive out here in the booniesCell Phone$32.88$30 + taxes/fees for 5 GB of 4G data through T-MobileNatural Gas$22.49Slightly higher than average gas bill, but still pretty lowElectricity$61.81Two electric bills this month, due to bill cycle timing. Pretty average months though.Water$43.82My actual water usage is only about $5, but my town tacks on so many fees that the bill comes to $40+ every month! :(Groceries$170.89Slightly above-average grocery bill for the month.Car Insurance$35.30I pay every 6 months in April and October. Decided to increase my liability coverage, so I paid an extra $35.30 this month.Gasoline$38.19Lower than average this month.Car Expenses…

My Utility Consumption

I spent some time today thinking about how much water and electricity I consume. Fortunately, my utility companies are more than happy to give me that data to play with.

Here's what I found:



The months listed on the x-axis are the months in which my billing period begins and the period goes until the middle of the following month (for example, May actually corresponds to the period 5/15 - 6/15).

As one might expect, it tends to be a little higher in the summertime than the rest of the year, due to extra energy being used to keep my apartment cool. However, I run the air conditioner very sparingly in the summertime, instead relying on my ceiling fan and my HVAC fan alone when the air is cooler at night.

Taking the average over the course of all months, I come up with 87 kWh. If we only use the past 12 months to avoid any seasonal bias, I get 86.5 kWh. So, let's say I use an average of 87 kWh / month, which comes out to 1,044 kWh per year.

For comparison, the average American ho…