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Showing posts from 2017

Monthly Financial Snapshot: August 2017

You can also track my all-time progress on the aptly-named Current Progress page.

Not a whole lot particularly stands out this month in my spending. The only real thing of note is the somewhat higher travel spending. This was partly due to taking a weekend trip to Minneapolis for the GoCurryCracker FI meetup. I spent about $100 on the roundtrip flight and used points for hotels rooms, so the trip itself was fairly cheap. While I'm traveling, I also include any restaurant spending in the travel because I consider restaurants to be part of the trip, and because I rarely eat at restaurants when not traveling, I want to track them separately. So the whole trip ended up costing only about $183.42 (but who's counting?).

If that's the case, then what explains the rest of the travel spending? The answer is that I also include all extra costs associated with earning points or cash for future travel. So, $95 of it is my annual fee on my new BA card. In addition, Chase had a promotio…

Monthly Financial Snapshot: July 2017

You can also track my all-time progress on the aptly-named Current Progress page.

This month was an interesting one because I spent about half of it away on work training. As a result, much of my normal expenses were reduced because the company was paying for my lodging and food. Well, technically I paid for it and I will be reimbursed sometime next month. No complaints from me because I still get to collect all the points and miles that come along with travel spending at no cost! Since I will get reimbursed, I don't include them in my spending reports because they are not representative of my normal expenses and including them would skew my averages and therefore my projections. On the other hand, not including them also skews my averages and projections in the other direction because some of that spending is money that I would have had to spend on myself anyway! Still, by not including the spending, the numbers are affected less because I wouldn't have spent nearly as much as…

Monthly Financial Snapshot: June 2017

You can also track my all-time progress on the aptly-named Current Progress page.

This month was pretty stressful at work. A lot of emergent work, and therefore emergent overtime. But the market is still chugging along, so no complaints from me. 

Jun-17CommentsRent$765.00$750 for rent + $15 Plastiq feesInternet$55.92Internet is kind of expensive. But strangely, my phone company dropped their price without me asking for it. No complaints!Cell Phone$62.57Last of my T-Mobile prepaid, and switching to Mint SIM for the next 3 months ($13.55/month!). If trial goes well, will stay with them permanently.Natural Gas$15.40Lower than normal, probably due to less cooking this month.Electricity$26.79Slightly less than average this month.Water$37.13Less than average this month.Groceries$151.74Almost exactly average.Car Insurance$0.00I pay every 6 months in April and October.Gasoline$37.07Slightly less than average this month.Car Expenses$0.00Nothing to see here, move alongHealth Insurance$13.34Heavil…

Monthly Financial Snapshot: May 2017

You can also track my all-time progress on the aptly-named Current Progress page.

Crossed the $150k milestone this month. Was travelling for the first half of the month, so some of my ordinary expenses dropped while some my discretionaries went up. All in all, a pretty average month as far as spending goes.

May-17CommentsRent$765.00$750 for rent + $15 Plastiq feesInternet$60.92Internet is kind of expensive out here in the booniesCell Phone$0.00Still using up my prepaid credit.Natural Gas$28.22Slightly above normal, but pretty reasonableElectricity$50.41Two month's bills due to timingWater$40.94Little less than average since I was travellingGroceries$70.87About half of normal since I was travellingCar Insurance$0.00I pay every 6 months in April and October.Gasoline$42.08Little less than average since I was travellingCar Expenses$0.00Nothing to see here, move alongHealth Insurance$13.34Heavily subsidized, high-deductible plan through my work. Includes health and dental.Other$31.00