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Showing posts from January, 2017

Monthly Financial Snapshot: January 2017

You can also track my all-time progress on the aptly-named Current Progress page.


Jan-17CommentsRent$765.00$750 for rent + $15 in fees for Plastiq in order to pay via credit cardInternet$60.92Internet is kind of expensive out here in the booniesCell Phone$132.88Higher this month because I paid $100 upfront as part of acquiring inventory (a free phone) that I later sold.Natural Gas$31.26About 50% more than my normal bill, due to it being winter.Electricity$0.00Timing of payment cycles means this month's bill will be paid next month.Water$46.84My actual water usage is only about $5, but my town tacks on so many fees that the bill comes to $40+ every month! :(Groceries$158.99About average groceries for this month.Car Insurance$0.00I pay every 6 months in April and October.Gasoline$43.46Higher this month due to travelCar Expenses$0.00Nothing to see here, move alongHealth Insurance$13.34Heavily subsidized, high-deductible plan through my work. Includes health and dental.Other

End of Year Report 2016

For whatever reason, Blogger isn't letting me make posts longer than a certain length in their post interface, so I will do my best to summarize the numbers while still keeping the post readable.
Anyway, without further ado, here is my progress for 2016.
Income
On the income side of things, I think I did pretty well this year. Income came entirely from my day job, so not a lot of surprises here. However, this was the first full year in which I could participate in my company's employee stock purchase plan, so that provided a decent boost to my regular salary.
Total Net Income (after taxes): $74,706.01 Monthly Net Income: $6,225.50
Note that this income does not include any returns from my investment portfolio, as I don't count that as income for my spending purposes.
Investment returns
Dividends: $1,142.40 (This does not include dividends in my 401k as they are not disclosed to me. As such, they will show up as capital gains since I can more easily calculate that.) Capital ga…

Monthly Financial Snapshot: December 2016

You can also track my all-time progress on the aptly-named Current Progress page.
Dec-16 Comments Rent $765.00 $750 for rent + $15 in fees for Plastiq in order to pay via credit card Internet $60.92 Internet is kind of expensive out here in the boonies Cell Phone $32.88 $30 + taxes/fees for 5 GB of 4G data through T-Mobile Natural Gas $19.15 Slightly higher than average gas bill, but still pretty low Electricity $27.13 Slightly lower bill than average Water $40.80 My actual water usage is only about $5, but my town tacks on so many fees that the bill comes to $40+ every month! :( Groceries $119.14 Below-average grocery bill due to travelling Car Insurance $0.00 I pay every 6 months in April and October. Gasoline $71.14 Higher this month due to travel Car Expenses $14.38 Swapped my winter tires because it's cold now Health Insurance $19.30 Heavily subsidized, high-deductible plan through my work. Includes health, dental, and vision. Other $0.00 Nothing to see here, move along Neces…