Happy Churniversary, Part 2: Burning

What good are earning credit card rewards if you don’t use them? Here’s how I have used my points to save money on travel since I started earning them a year ago. Since I have focused mostly on earning points, I haven’t had as many opportunities to spend them yet, so this post will be … Read moreHappy Churniversary, Part 2: Burning

Happy Churniversary, Part 1: Earning

As part of my ongoing quest to optimize my finances, I took up credit card churning almost exactly one year ago today. Let’s start from the very beginning (a very good place to start!) What is churning? In order to attract new customers, banks often offer lucrative sign-up bonuses to those who open up credit … Read moreHappy Churniversary, Part 1: Earning