| Category |
Dec-17 |
Comments |
| Rent |
$768.75 |
$750 for rent + $18.75 Plastiq fees |
| Internet |
$55.92 |
Internet is kind of expensive. |
| Cell Phone |
$0.00 |
Already paid for 1 year of service through MintSIM. = $15.51 / month! |
| Natural Gas |
$19.71 |
Below average. Not entirely sure why… |
| Electricity |
$24.48 |
About average for the month. |
| Water |
$36.09 |
Below average. Not entirely sure why… |
| Groceries |
$129.59 |
Below average. Spent the second half of the month visiting family, so not as much grocery spending. |
| Car Insurance |
$0.00 |
I pay every 6 months in April and October. Payment went up slightly compared to last time. |
| Gasoline |
$63.56 |
Drove to the city a couple times, so some extra mileage from that. |
| Car Expenses |
$14.38 |
Changed to winter tires now that it’s freezing cold |
| Health |
$192.24 |
Heavily subsidized, high-deductible health plans through my work. Includes health and dental. Also monthly gym membership. Plus,
got my eyes examined this month and ordered new glasses.
|
| Other |
$25.00 |
Paid for a haircut for the first time in years. |
| Necessary |
$1,329.72 |
A little above average for the month. |
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| Restaurants |
$174.64 |
Ate out with family and friends during my trip home. |
| Entertainment |
$59.58 |
Saw The Last Jedi 3 times this month plus Jumanji. |
| Shopping |
$103.49 |
About average for the month. |
| Travel/Parking |
$1,020.89 |
Bought $800 of hotels.com gift cards at Best Buy to get 10x Chase points back. These are great when staying at non-chain hotels as
prices are lower and hotels.com effectively gives a 10% discount on almost all bookings when you book with them often. Bought some
more hotels.com gift cards elsewhere for a discount, plus some small parking and train fares while I was traveling.
|
| Gifts/Donations |
$19.96 |
Donation to my favorite Youtube channel and holiday gift for my mom. |
| Software/Games |
$0.00 |
Nothing to see here, move along. |
| Business |
$51.54 |
Inventory and expenses. |
| Other |
$15.00 |
Another small expese for my personal project. |
| Discretionary |
$1,445.10 |
Above average for the month, but most of it is accelerated spending for future expenses. |
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|
| Total Expenses |
$2,774.82 |
Above average for the month, thanks to my accelerated travel spending. |
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| Gross Income |
$6,778.48 |
2 paychecks + business income |
| 401(k) Match |
$203.08 |
My company matches 3% of gross salary |
| Taxes |
$785.82 |
Federal + state income tax + payroll taxes. I previously prepaid $3k of federal income tax and marked myself exempt for the rest of the year. |
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|
|
| Net Income |
$6,195.74 |
About average for the month |
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| Savings |
$3,420.92 |
Below average for the month, mostly due to accelerated travel spending. |
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| Savings Rate |
55.21% |
Savings / Net Income. Below average for the month, but still surprisingly high considering how much extra I felt like I was spending. |
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| Net Worth |
$193,177.90 |
Market helped me out once again. Hope to close in on $200k by next month! |
