Monthly Financial Snapshot: June 2018

Apologies for the late post.

Category Jun-18 Comments
Rent $762.50 $750 for rent. No Plastiq fees this month thanks to referral.
Internet $55.92 Internet is kind of expensive.
Cell Phone $0.00 Already paid for 1 year of service through MintSIM. = $15.51 / month!
Natural Gas $17.64 Little below average.
Electricity $19.45 Below average. I switched providers recently because they offered a low intro rate. Will cancel in a month or two when the rate changes again.
Water $29.91 Below average
Groceries $174.46 About average.
Car Insurance $0.00 I pay every 6 months in April and October.
Gasoline $51.34 Below average for the month.
Car Expenses $0.00 Nothing this month.
Health $48.44 Heavily subsidized, high-deductible health plans through my work. Includes health and dental. Also monthly gym membership.
Other $0.00 Nothing this month.
Necessary $1,159.66 Somewhat below average
Restaurants $48.00 A little above average
Entertainment $3.99 Saw Incredibles 2
Shopping $630.18
My phone died this month, so bought a replacement. Filed extended warranty claim with credit card and recouped $300 (will be recorded in July)
Travel/Parking $415.56 Jumped on a crazy deal from Iberia and got 90k miles for about $330 in spending. Will use them up over next few months.
Gifts/Donations $0.00 Nothing this month.
Software/Games $189.12 Bought discounted Nintendo eshop cards.
Business $62.49 More inventory
Other $0.00 Nothing this month.
Discretionary $1,349.34 About average for the month.
Total Expenses $2,509.00 About average.
Gross Income $7,020.64 Little below average this month. Ordinary work month plus a little bit of business side income.
401(k) Match $207.74 My company matches 3% of gross salary
Taxes $1,175.86 Paycheck withholding.
Net Income $6,052.52 Little below average for the month.
Savings $3,543.52 Little below average.
Savings Rate 58.55% Little below average
Net Worth $225,709.06 Market actually fell a bit this month, but NW keeps going up!

Projected time to FI (assuming 6% growth and 4% withdrawal rate): 6 years, 6 months.

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