Monthly Financial Snapshot: March 2019

Another month has come and gone. We finished the busy overtime period at work, and I got to do some traveling to see family as well. February and March are always my busy months at work, and I’m glad that they are finally over. I’m also glad that I was able to take some time off after all of that to visit family. All in all, it was a pretty good month in terms of savings and spending.

There’s a lot of change coming this month, which I may or may not write more about in detail later. Stay tuned.

Rent$768.75$750 for rent, paid via Plastiq
Internet$56.92Internet is kind of expensive.
Cell Phone$0.00Nothing this month.
Natural Gas$29.35Above average
Electricity$25.05Slightly below average
Water$37.39Slightly above average
Groceries$161.42Slightly above average
Car Insurance$0.00I pay every 6 months in April and October.
Gasoline$83.68Above average, due to travel
Car Expenses$0.00Nothing this month.
Health$42.62Heavily subsidized, high-deductible health plans through my work. Includes health and dental. Gym membership.
Other$0.00Nothing this month.
Necessary$1,205.18Somewhat below average
Restaurants$66.28Pizza and dinner with coworkers
Entertainment$4.50Saw Captain Marvel
Shopping$33.82Bought new jeans
Travel/Parking$145.03Fee for paying taxes with CC, Uber during travel, train tickets
Gifts/Donations$15.17Birthday present
Software/Games$0.00Nothing this month.
Business$0.00Nothing this month.
Other$0.00Nothing this month.
Discretionary$264.80Way below average!
Total Expenses$1,469.98Way below average!
Gross Income$12,069.64Overtime work
401(k) Match$2,919.56Profit-sharing match from last year
Taxes$6,137.94Small state tax refund, plus paid federal tax for this quarter
Net Income$8,851.26Above average!
Savings$7,381.28Above average!
Savings Rate83.39%Way above average! February and March tend to be extra-high SR months due to my work patterns.
Net Worth$289,925.21Closing in on $300k fairly soon!

Projected time to FI (assuming 6% growth and 4% withdrawal rate): 3 years, 11 months.

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