Category Sep-19 Comments
Rent $0.00 Nothing this month
Internet $0.00 Nothing this month
Cell Phone $50.16 Registration fee for Japan phone plan
Natural Gas $0.00 Nothing this month
Electricity $0.00 Nothing this month
Water $0.00 Nothing this month
Groceries $20.74 Below average this month
Car Insurance $0.00 Sold my car, so no more insurance.
Transport $25.53 Below average this month
Car Expenses $0.00 Sold my car, so no more car expenses.
Health $134.95 23andme test (now HSA reimbursable!)
Other $5.18 Mail forwarding + laundry
Necessary $236.56 Below average this month
Restaurants $199.03 Restaurant meals with friends and family
Entertainment $0.00 Nothing this month.
Shopping $270.65 Gift cards, electronics
Travel/Parking $593.63 Gift cards, airline fees, CC annual fee
Gifts/Donations $0.00 Nothing this month.
Software/Games $15.17 Domain name renewal
Business $0.00 Nothing this month.
Other $0.00 Nothing this month.
Discretionary $1,078.48 About average this month
Total Expenses $1,315.04 Below average this month
Gross Income $16,268.30 Interest, dividends, sold car, cash balance pension
401(k) Match $0.00 Nothing this month
Taxes $0.00 Nothing this month
Net Income $16,268.30 Above average
Savings $14,953.26 Above average
Savings Rate 91.92% Very high, due to one-time pension payout
Net Worth $317,736.77 Hopefully won’t drop below $300k again!