So… how about that GME?
It’s not often that the market grabs so much of people’s attention that it becomes a main story in the press for so long. The last time I can remember this much attention focused on financial markets is the last major Bitcoin bubble in late 2017, and of course that one also didn’t end well (at least in the short term, as BTC is currently at over $37k as I write this…). Hopefully not too many people will get burned once it’s over.
Here’s my January expenses:
| Category | 01/21 | Comments |
|---|---|---|
| Rent | $948.60 | |
| Internet | $52.82 | |
| Cell Phone | $39.31 | |
| Natural Gas | $30.70 | |
| Electricity | $56.56 | Higher than normal due to using my heater. Wish my apartment had better insulation |
| Water | $0.00 | |
| Groceries | $547.88 | Did some fancier cooking this month |
| Transport | $26.50 | Didn’t go out much due to work from home |
| Health | $179.30 | Health insurance |
| Other | $0.00 | |
| Necessary | $1,881.67 | |
| Restaurants | $149.09 | |
| Entertainment | $0.00 | |
| Shopping | $106.24 | |
| Travel/Parking | $0.00 | |
| Gifts/Donations | $7.34 | |
| Software/Games | $2.00 | |
| Business | $0.00 | |
| Other | $0.00 | |
| Discretionary | $264.67 | |
| Total Expenses | $2,146.34 | |
| Gross Income | $3,440.49 | |
| Taxes | -$263.17 | |
| Net Income | $3,703.67 | |
| Savings | $1,557.33 | |
| Savings Rate | 42.05% | |
| Net Worth | $382,748.90 |
Projected time to FI (assuming 6% growth and 4% withdrawal rate): 6 years, 1 months.