Current exchange rate: 141

Market movement: up

2023: over

Been quite busy the last few months, and forgot to do my regular posts. Now that the year is winding down, I have some time to catch up.

The US trip in September-October was a success: got to see all the family we were going to see, the travel logistics worked out, and jet lag wasn’t too debilitating.

Following that, my partner and I officially got married in October, but didn’t take formal wedding photos until this month. We will get the final photos next month. Also, need to plan a honeymoon trip sometime for 2024…

The Yen has, amazingly, begun to strengthen over the last month or so. Hope the trend continues so that I can exchange my JPY holdings for USD and start investing again.

Here’s a summary of my financial position this month:

Description 12/23
Total Expenses $3,181.46
Gross Income $8,270.75
Taxes $750.45
Net Income $7,520.30
Savings $4,338.84
Savings Rate 57.7%
Net Worth $465,210.53

Projected time to FI (assuming 6% growth and 4% withdrawal rate): 9 years, 5 months.