Crossed the $150k milestone this month. Was travelling for the first half of the month, so some of my ordinary expenses dropped while some my discretionaries went up. All in all, a pretty average month as far as spending goes.
| May-17 | Comments | |
| Rent | $765.00 | $750 for rent + $15 Plastiq fees |
| Internet | $60.92 | Internet is kind of expensive out here in the boonies |
| Cell Phone | $0.00 | Still using up my prepaid credit. |
| Natural Gas | $28.22 | Slightly above normal, but pretty reasonable |
| Electricity | $50.41 | Two month's bills due to timing |
| Water | $40.94 | Little less than average since I was travelling |
| Groceries | $70.87 | About half of normal since I was travelling |
| Car Insurance | $0.00 | I pay every 6 months in April and October. |
| Gasoline | $42.08 | Little less than average since I was travelling |
| Car Expenses | $0.00 | Nothing to see here, move along |
| Health Insurance | $13.34 | Heavily subsidized, high-deductible plan through my work. Includes health and dental. |
| Other | $31.00 | Dental bill for fluoride |
| Necessary | $1,102.78 | Little higher than average due to medium-term expense payments |
| Restaurants | $111.87 | Ate out with coworkers and visited a friend over the weekend |
| Entertainment | $23.99 | Netflix + movie ticket |
| Shopping | $124.80 | Normal shopping + replaced my lost fitbit |
| Travel/Parking | $648.62 | Remainder of my travel expenses on my trip |
| Gifts/Donations | $31.00 | Donation to my favorite Youtube channel + Mother's Day gift |
| Software/Games | $0.00 | Nothing to see here, move along |
| Business | $18.53 | Inventory to sell |
| Other | $15.00 | Expense for my personal project |
| Discretionary | $973.81 | Little lower than average despite vacation expenses |
| Total Expenses | $2,076.59 | Little less than average for the month |
| Gross Income | $6,927.23 | 2 paychecks this month and business income |
| 401(k) Match | $194.72 | My company matches 3% of gross salary + profit-sharing from last year |
| Taxes | $936.60 | Federal + state income tax + payroll taxes. |
| Net Income | $6,185.35 | Below average, but only because the average has been skewed high due |
| Savings | $4,108.76 | What I didn't spend this month. Currently about half going to my 401k. |
| Savings Rate | 66.43% | Savings / Net Income. About average this month. |
| Net Worth | $151,858.67 | Made it past $150k this month. Onwards to $200k by the end of the year! |
Projected time to FI (assuming 6% growth and 4% withdrawal rate): 7 years, 3 months