| Category | Feb-18 | Comments |
| Rent | $768.75 | $750 for rent + $18.75 Plastiq fees |
| Internet | $55.92 | Internet is kind of expensive. |
| Cell Phone | $0.00 | Already paid for 1 year of service through MintSIM. = $15.51 / month! |
| Natural Gas | $18.89 | A little below average. Kind of strange given how much extra baking I've been doing lately. |
| Electricity | $22.23 | A little below average for the month. |
| Water | $30.87 | Below average. |
| Groceries | $201.70 | Above average. Bought a lot more meat last month than I usually do, and the bill reflects that. |
| Car Insurance | $0.00 | I pay every 6 months in April and October. Payment went up slightly compared to last time. |
| Gasoline | $63.01 | About average for the month. |
| Car Expenses | $0.00 | Nothing this month. |
| Health | $48.44 | Heavily subsidized, high-deductible health plans through my work. Includes health and dental. Also monthly gym membership. |
| Other | $0.00 | Nothing this month. |
| Necessary | $1,209.81 | About average for the month. |
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| Restaurants | $25.55 | Ordered some pizza once. |
| Entertainment | $5.99 | Went to see Black Panther last weekend. |
| Shopping | $271.84 | Got a kitchenaid stand mixer! |
| Travel/Parking | $124.00 | Annual fees for my hotel credit cards. |
| Gifts/Donations | $10.00 | Donation to my favorite Youtube channel. |
| Software/Games | $126.98 | Turbotax fee. Filing as small business = high price. Might self-prepare next year now that I'm more familiar with the process. |
| Business | $531.56 | Inventory + annual subscription for my accounting software. |
| Other | $0.00 | Nothing this month. |
| Discretionary | $1,095.92 | Above average for the month, mostly due to business expenses. |
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| Total Expenses | $2,305.73 | Above average for the month, but not too terrible. |
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| Gross Income | $6,926.95 | 2 paychecks + business income |
| 401(k) Match | $203.08 | My company matches 3% of gross salary |
| Taxes | -$5,260.28 | As promised, my oversized tax refund arrived, offsetting the weird numbers from last month. |
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| Net Income | $12,390.31 | Way above average, due to the massive tax refund. |
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| Savings | $10,084.58 | About 2.5x higher than normal, thanks to the tax refund. |
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| Savings Rate | 81.39% | Surprisingly, not that far above average. February and March typically are my best savings months, but I was expecting higher from the tax thing. |
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| Net Worth | $203,461.32 | February wasn't a good month for the markets so despite my high savings rate, I am pretty much exactly where I was last month. Can't win 'em all. |