Category | Apr-18 | Comments |
Rent | $768.75 | $750 for rent + $18.75 Plastiq fees |
Internet | $55.92 | Internet is kind of expensive. |
Cell Phone | $0.00 | Already paid for 1 year of service through MintSIM. = $15.51 / month! |
Natural Gas | $0.00 | Nothing this month due to quirk in billing timing. |
Electricity | $21.64 | Below average. I switched providers recently because they offered a low intro rate. Will cancel in a month or two when the rate changes again. |
Water | $38.18 | Slightly above average this month. |
Groceries | $66.56 | Significantly below average. I did some travelling this month, so less groceries at home. Ate less meat this month as well. |
Car Insurance | $246.21 | I pay every 6 months in April and October. |
Gasoline | $47.52 | Below average for the month. More time away = fewer days driving. |
Car Expenses | $40.40 | Tire swap + oil change. |
Health | $48.44 | Heavily subsidized, high-deductible health plans through my work. Includes health and dental. Also monthly gym membership. |
Other | $0.00 | Nothing this month. |
Necessary | $1,333.62 | A little above average, but only because it's a car insurance month. |
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Restaurants | $0.00 | Nothing this month, again. |
Entertainment | $0.00 | Nothing this month. |
Shopping | $240.94 | Accessories for Switch and a new computer monitor. |
Travel/Parking | $868.57 | Loaded up on discounted (15% off) hotels.com gift cards, plus food/incidentals on my current trip. |
Gifts/Donations | $47.00 | Birthday gift for my grandfather, as well as gifts for friends in Japan. |
Software/Games | $695.27 | Bought myself a Nintendo Switch, plus several games. |
Business | $358.50 | More inventory |
Other | $0.00 | Nothing this month. |
Discretionary | $2,210.28 | Far above average, mostly due to travel and my Switch purchase. |
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Total Expenses | $3,543.90 | Pretty spendy this month. |
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Gross Income | $9,607.70 | Had good results this month from my side business, last remaining overtime from work, and quarterly ESPP gains. |
401(k) Match | $207.74 | My company matches 3% of gross salary |
Taxes | $1,508.77 | Had to reduce my 401k contributions |
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Net Income | $8,306.67 | Higher than normal this month. |
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Savings | $4,762.77 | About average for the month. |
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Savings Rate | 57.34% | Below average, but not enormously so. |
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Net Worth | $221,776.17 | Market went up slightly this month, so that helped a bit in addition to my savings. |