Monthly Financial Snapshot: June 2018

Apologies for the late post.

Rent$762.50$750 for rent. No Plastiq fees this month thanks to referral.
Internet$55.92Internet is kind of expensive.
Cell Phone$0.00Already paid for 1 year of service through MintSIM. = $15.51 / month!
Natural Gas$17.64Little below average.
Electricity$19.45Below average. I switched providers recently because they offered a low intro rate. Will cancel in a month or two when the rate changes again.
Water$29.91Below average
Groceries$174.46About average.
Car Insurance$0.00I pay every 6 months in April and October.
Gasoline$51.34Below average for the month.
Car Expenses$0.00Nothing this month.
Health$48.44Heavily subsidized, high-deductible health plans through my work. Includes health and dental. Also monthly gym membership.
Other$0.00Nothing this month.
Necessary$1,159.66Somewhat below average
Restaurants$48.00A little above average
Entertainment$3.99Saw Incredibles 2
My phone died this month, so bought a replacement. Filed extended warranty claim with credit card and recouped $300 (will be recorded in July)
Travel/Parking$415.56Jumped on a crazy deal from Iberia and got 90k miles for about $330 in spending. Will use them up over next few months.
Gifts/Donations$0.00Nothing this month.
Software/Games$189.12Bought discounted Nintendo eshop cards.
Business$62.49More inventory
Other$0.00Nothing this month.
Discretionary$1,349.34About average for the month.
Total Expenses$2,509.00About average.
Gross Income$7,020.64Little below average this month. Ordinary work month plus a little bit of business side income.
401(k) Match$207.74My company matches 3% of gross salary
Taxes$1,175.86Paycheck withholding.
Net Income$6,052.52Little below average for the month.
Savings$3,543.52Little below average.
Savings Rate58.55%Little below average
Net Worth$225,709.06Market actually fell a bit this month, but NW keeps going up!

Projected time to FI (assuming 6% growth and 4% withdrawal rate): 6 years, 6 months.

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