Monthly Financial Snapshot: December 2018

Here's my final expense report for 2018. Highlights include a weekend trip to New York to visit family, and holiday gift shopping.

After looking at my year as a whole, I decided to adjust how I account for my business spending. Previously, I had been recording all business expenses under its own category, but lumping in business income with the rest of my income. This had an effect of making my expenses look higher than they actually were, since the business expenses weren't being negated by the income it brought it. I decided to change my methods by offsetting business expenses with income, so that only the net cost shows up as an expense to me. This will allow me more accurate projections as my assumed expenses will more closely align with my personal expenses. I went back and adjusted my expense records for the last two years, which explains why the ETA projections this month are so different than those in the past.